Terms and Conditions of Use
accessing, browsing or using the Site, you accept and acknowledge your assent to, without limitation or "Terms and
Conditions") as well as all applicable laws. Please read the Terms and Conditions carefully. By accessing, browsing
or using the Site, you accept and acknowledge your assent to, without limitation or qualification, the Terms and
Conditions. If you do not agree to the Terms and Conditions, then please do not access, browse or use the Site.
access, browse or use the Site.


1.)        Copyright. All designs, text, graphics, the selection and arrangement thereof, and all code and software on
and in the Site are
Copyright © 2003 - 2010, HealthSpectrum, Inc., (the "Company"). All rights reserved. You
should assume that the underlying code and everything you see or read on the Site (collectively, the "Information")
is copyrighted unless otherwise noted. The Information may not be used other than in accordance with the Terms
and Conditions without the prior written consent of the Company. The redistribution, retransmission, republication,
sale or commercial exploitation of the Information is expressly prohibited without the prior written consent of the
Company, except that you may view and download one copy of the Information to one computer for your own
personal, non-commercial use only, provided that you do not delete or change any copyright, trademark, or other
proprietary notices. The Company neither warrants nor represents that your use of the Information will not infringe
upon the rights of third parties not owned by or affiliated with the Company.

2.)        Trademarks. The trademarks, logos, and service marks (collectively, the "Trademarks") displayed on the
Site are registered and unregistered Trademarks of the Company and others. Nothing contained on the Site should
be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark
displayed on the Site without the prior written consent of the Company or such third party that may own the
Trademarks displayed on the Site. The Trademarks displayed on the Site may not be used other than in
accordance with the Terms and Conditions. You are also advised that the Company will aggressively enforce its
intellectual property rights to the fullest extent of the law, including seeking criminal prosecution.

3.)        Errors and Omissions. The Company is providing the site and the information on an “as-is” basis and
makes no representations or warranties of any kind with respect to the site, the information or any site that is
hyperlinked hereto, including without limitation, the accuracy of the information. Although the Company uses its best
efforts to provide Information that is accurate and up to date, the Company assumes no liability or responsibility for
any errors or omissions in the Information.

4.)        Disclaimer of Liability. Your access to, browsing of or use of the Site is at your own risk. Neither the
Company nor their respective shareholders, directors, employees, representatives or affiliates not any other party
involved in creating, producing, or delivering the site or the information shall be liable for, including without
limitation, (A) indirect, punitive, incidental or consequential damages, (B) loss of or damage to data or computer
equipment, (C) loss of or damage to income or profits, (D) loss of or damage to property or (E) claims of any
parties, whether based in law or in equity or on statute, contract, tort, strict liability or otherwise, for any reason
arising out of or in connection with the access to, browsing of or use of the site, the information or any site
hyperlinked hereto including without limitation, any failure or performance, error, omission, inaccuracy, interruption,
defect, delay in operation of transmission, virus or other harmful component, or line of failure.

5.)        Products and Services on the Site. The products and services described on the Site may not be available in
all geographic areas. Not all persons or entities are eligible for all of the products and services described on the
Site.

6.)        Off-Site Links. The third-party sites hyperlinked to or from the Site are not under the control of the
Company. The Company has not reviewed any or all of the third-party sites hyperlinked to or from the Site. The
Company does not make any representations regarding, and is not responsible for, the content or accuracy of any
third-party sites hyperlinked to or from the Site. The products and services which can be accessed, purchased or
obtained through such third-party sites are from persons or entities other than the Company. The Company does
not make any representations or warranties of any kind, including warranty of merchantability or warranty of fitness
for a particular purpose, with regard to such services and products. If you chose to hyperlink to or from any third-
party site hyperlinked to or from the Site, then doing so shall be at your own risk.

7.)        Prohibited Jurisdictions. The Company does not authorize the downloading or exportation of the Information
or any software or technical data from the Site to any jurisdiction which prohibits the downloading or exportation of
such Information or data or to any jurisdiction prohibited by United States export control laws.

8.)        Choice of Law, Jurisdiction, and Venue. The Site, the Information, the Terms and Conditions, any suit,
action or proceeding arising out of, or with respect to, any of the foregoing, or any judgment entered by any court in
respect thereof, shall be governed by and construed in accordance with the laws of the State of Florida without
regard to choice of law rules. Any suit, action or proceeding arising out of, or with respect to, the Site, the
Information or the Terms and Conditions, or any judgment entered by any court in respect thereof, shall be brought
exclusively in the courts of Miami-Dade County, Florida or in the United States District Court for the Southern
District of Florida situated in Miami, Florida. All parties hereby consent to personal jurisdiction in the State of
Florida, acknowledge that venue is proper in the courts of Miami-Dade County, Florida or in the United States
District Court for the Southern District of Florida situated in Miami, Florida, and waive any objections that may exist,
now or in the future, with respect to any of the foregoing.

9.)        Amendments. The Company may at any time and without notice revise the Terms and Conditions by
updating this posting. You are bound by any such revisions and should therefore periodically visit this page to
review the then current Terms and Conditions to which you are bound. You should also know that the Company
continuously revises the Information.

10.)        Severability. In the event that any one or more of the provisions contained in the Terms and Conditions
shall be declared invalid, void or unenforceable, the remaining provisions of the Terms and Conditions shall remain
in full force and effect, and such invalid, void or unenforceable provision shall be interpreted as closely as possible
to the manner in which it was written.
Privacy Statement
HealthSpectrum (HS) will not sell, trade, or disclose to third parties any customer identifiable information derived
from the registration for, or use of a HS online service -- including customer names and addresses  without the
consent of the customer (except as required by law, or other legal process). This information will only be used in
conjunction with the services being rendered.  If HS uses other agents, contractors or companies to perform
services on its behalf, HS will ensure that they have a Privacy Policy consistent with this policy.
Copyright © HealthSpectrum, Inc. All rights reserved.